Sauté the onion and garlic in oil/broth until the onion is soft. About 5 minutes.
Add the carrots, red pepper, corn, jalapeno (if using), chili powder, oregano, cumin and salt. Sauté about 5 more minutes until the carrots are just beginning to soften
Add in the chiles, tomatoes, broth and beans. Simmer uncovered for 20-25 minutes.
Serve with toppings of choice!
Notes
I like serving this over a cup of spinach, the heat wilts the spinach and gives me added greens.